United First Financial®...
Relief from Debt
Relief from Debt
Money Merge Account® System Debt Relief in Sight 
Comparison of Debt Payoff timing using the Money Merge Account System (red) vs. conventional amortization (gray)
United First Financial®'s Money Merge Account System is an online program that helps its registered clients reduce interest payments of their mortgage and other debt. The Money Merge Account Pro version is for clients with one or more mortgages and any amount of other debt from multiple sources. The Money Merge Account Express version is for clients without a mortgage and with debts under $80,000 from fewer than 10 sources. The Money Merge Account System utilizes conventional banking instruments such as your savings and checking accounts along with credit sources such as credit cards and existing lines of credit all in concert with this state of the art program and individualized mentoring and coaching program.
The first step is to have a certified UFirstTM independent agent conduct a Money Merge Account Analysis of your property holdings, mortgage and other debts, your income and expense cashflow, and your cash and credit reserves. The results tell you when your debts will be paid off and how much time and interest you will be saving in a format that is easy to read and understand. By way of a presentation, you will be introduced to the operations of the Money Merge Account System and the mathematical principles that make it work for you.
How the Program Works... Don't Try This On Your Own
United First Financial's Money Merge Account System is an online program that uses an advanced algorithm to help clients reduce interest, strategically payoff mortgages, create totalwealth, relieve debt. The Money Merge Account System continuously seeks to find idle cash, no matter what the size, and gets it to earn interest. At the same time, the program evaluates your credit reserves seeking the optimal amount that can be borrowed to pay the least amount of interest in the shortest amount of time. Merge together these funds, down to the penny, are used as advanced principal payments to your debts and are scheduled for a pre-scribed day. And it does all this at every instant, with every deposit, every payment, every transfer of funds, and it tells you when to make advanced payments to your loans ahead of time. You can even query the program about unplanned expenses outside your regular monthly expenses and the Money Merge Account System will tell you exactly how that will affect your payoff timeline and when the best time to make that purchase is, and you can do it on your cell phone in the heat of making that purchase!
Do you know how you would pay off all these debts? Factorial mathematics tells us that there are 720 ways to pay off just 6 debts. Credit scoring services tell us the average household American has 13 debts; that's an incomprehensible 6 billion+ ways to pay off this average number of debts. How can the human mind possibly figure this out? United First Financial's Money Merge Account System instantly tells us which way is the fastest.
Why you shouldn't try this on your own: although this may sound simple enough a task to do, the more various loans, sources of cashflow, and credit reserves you have, the more complex analysis and evaluation is needed. And then you'd only be guessing, usually based on your temperament at the time - you may be feeling overly confident or overly cautious, and thereby choose an amount of money available to pay down some debt, not to mention to which creditor and the optimal moment. The amount of time and brainpower necessary is literally humanly incomprehensible; if you are off even a small percentage each time it should be done you inevitably will be taking more time to pay off your loans and paying too much in interest, costing you easily thousands of dollars, not to mention all the spare time you'd be using up.
The Money Merge Account System does all the work and analysis for you; it will prompt you to make strategic paydown transactions and account transfers at specific times in order to pay off as much debt as possible. All you do is enter deposits and your monthly payments as you would with your check register and follow the prompts of the Money Merge Account System. Every transaction you enter changes your payoff timeline in a personalized financial dashboard. Custom settings allow for bill-pay and funds-transfers online or by cell phone, adjustable "aggressive" scale, best time to buy, true cost, and menu of reports. The Money Merge Account System adjusts to any new loan addition or payoff throughout the rest of your life.
Once you are approved and registered as a UFirst client, your Money Merge Account System is available online to you at anytime with a secure login; your financial information is already entered. UFirst's team of qualified client specialists are there to instruct you on initial and on-going use of the Money Merge Account System at no extra charge, 16 hours each business day. You'll be surprised to see how easy it is to use and once you start paying down some of your debt, you'll be relieved at how much time and money you are saving. You'll agree this is the best financial decision you've ever made.
The first step is to have a certified UFirstTM independent agent conduct a Money Merge Account Analysis of your property holdings, mortgage and other debts, your income and expense cashflow, and your cash and credit reserves. The results tell you when your debts will be paid off and how much time and interest you will be saving in a format that is easy to read and understand. By way of a presentation, you will be introduced to the operations of the Money Merge Account System and the mathematical principles that make it work for you.
How the Program Works... Don't Try This On Your Own
United First Financial's Money Merge Account System is an online program that uses an advanced algorithm to help clients reduce interest, strategically payoff mortgages, create totalwealth, relieve debt. The Money Merge Account System continuously seeks to find idle cash, no matter what the size, and gets it to earn interest. At the same time, the program evaluates your credit reserves seeking the optimal amount that can be borrowed to pay the least amount of interest in the shortest amount of time. Merge together these funds, down to the penny, are used as advanced principal payments to your debts and are scheduled for a pre-scribed day. And it does all this at every instant, with every deposit, every payment, every transfer of funds, and it tells you when to make advanced payments to your loans ahead of time. You can even query the program about unplanned expenses outside your regular monthly expenses and the Money Merge Account System will tell you exactly how that will affect your payoff timeline and when the best time to make that purchase is, and you can do it on your cell phone in the heat of making that purchase! Do you know how you would pay off all these debts? Factorial mathematics tells us that there are 720 ways to pay off just 6 debts. Credit scoring services tell us the average household American has 13 debts; that's an incomprehensible 6 billion+ ways to pay off this average number of debts. How can the human mind possibly figure this out? United First Financial's Money Merge Account System instantly tells us which way is the fastest. Why you shouldn't try this on your own: although this may sound simple enough a task to do, the more various loans, sources of cashflow, and credit reserves you have, the more complex analysis and evaluation is needed. And then you'd only be guessing, usually based on your temperament at the time - you may be feeling overly confident or overly cautious, and thereby choose an amount of money available to pay down some debt, not to mention to which creditor and the optimal moment. The amount of time and brainpower necessary is literally humanly incomprehensible; if you are off even a small percentage each time it should be done you inevitably will be taking more time to pay off your loans and paying too much in interest, costing you easily thousands of dollars, not to mention all the spare time you'd be using up.
The Money Merge Account System does all the work and analysis for you; it will prompt you to make strategic paydown transactions and account transfers at specific times in order to pay off as much debt as possible. All you do is enter deposits and your monthly payments as you would with your check register and follow the prompts of the Money Merge Account System. Every transaction you enter changes your payoff timeline in a personalized financial dashboard. Custom settings allow for bill-pay and funds-transfers online or by cell phone, adjustable "aggressive" scale, best time to buy, true cost, and menu of reports. The Money Merge Account System adjusts to any new loan addition or payoff throughout the rest of your life.
Once you are approved and registered as a UFirst client, your Money Merge Account System is available online to you at anytime with a secure login; your financial information is already entered. UFirst's team of qualified client specialists are there to instruct you on initial and on-going use of the Money Merge Account System at no extra charge, 16 hours each business day. You'll be surprised to see how easy it is to use and once you start paying down some of your debt, you'll be relieved at how much time and money you are saving. You'll agree this is the best financial decision you've ever made.
Money Merge Account Analysis example
Money Merge Account 
Financial Experts Endorse the Money Merge Account System
Banker Financial Planner & Accountant Mortgage Broker
